October 21, 2025
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Good morning! In today’s issue, we’ll dig into the latest market moves and highlight what they mean for investors right now. Along the way, you’ll find insights you can put to work immediately
— Ryan Rincon, Founder at The Wealth Wagon Inc.
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Stock Market Update
Wall Street came roaring out of the gate Monday:
Dow Jones +1.12%
S&P 500 +1.07%
Nasdaq +1.37%
Russell 2000 +1.95%
VIX fell a stunning 12.27%, signaling fading fear and renewed confidence.
Big movers:
Apple (AAPL) +3.94% led tech strength after strong weekend iPhone sales reports.
Meta (META) +2.13% and Microsoft (MSFT) +0.63% extended momentum on AI infrastructure optimism.
Citigroup (C) +2.30% and JPMorgan (JPM) +1.62% benefited from the yield curve easing.
Tesla (TSLA) jumped +1.85%, continuing its recovery trend.
On the downside: Oracle (ORCL) -4.87% and CoreWeave (CRVW) -7.17% saw profit-taking after strong prior runs.
🪙 Market Mood:
Investors are repositioning for Q4 earnings — tech and financials are regaining leadership, while cyclicals are catching tailwinds from improved sentiment.
Crypto Update
Crypto markets were modestly green today, building on last week’s rebound.
Bitcoin (BTC) rose +0.20% to $111,078, recovering from a soft weekend and maintaining strong liquidity levels.
Ethereum (ETH) ticked up +0.32% to $3,997, approaching the $4K psychological level again.
Solana (SOL) gained +0.79%, while XRP spiked +5.16%, making it today’s top large-cap gainer.
Stablecoins remained anchored, and trading volumes were steady. Analysts attribute the modest rally to ETF inflows resuming after last week’s mild outflows and renewed institutional interest following improved macro sentiment.
🧠 Crypto Insight:
If Bitcoin holds above $110K and Ethereum stays near $4K, we could see altcoin rotation later this week — watch Solana and Avalanche for early moves.
Real Estate Update
With mortgage rates slowly edging down from recent highs, refinancing inquiries and multifamily development interest are both showing early signs of life.
💡 Investor Tip:
If you’re considering REIT exposure, focus on diversified or industrial REITs that can benefit from both logistics growth and stabilizing interest rates. Avoid over-concentration in office REITs until clearer occupancy data emerges.
Resource Update
Mixed day across commodities:
Precious Metals
Gold: +2.46% → $4,374.90
Silver: +1.01% → $52.70
Platinum: +1.75% → $1,658.00
Palladium: +2.24% → $1,538.50
→ Investors moved back into metals as Treasury yields dipped and risk appetite broadened.
Energy Markets
WTI Crude: -0.17% to $57.44
Brent: -0.60% to $60.91
Natural Gas: +12.40% to $3.38 — today’s standout gainer amid colder weather forecasts in the Midwest.
💬 Resource Insight:
Energy traders are eyeing gas storage levels and early winter demand projections. Gold’s breakout may continue if the dollar index softens further this week.
Other Investments
💡 Investor Tip:
For those exploring alternative assets, consider private credit or short-duration bonds — they’re offering competitive yields with relatively low volatility while equities recalibrate.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
