October 10, 2025
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Good morning! In today’s issue, we’ll dig into the latest market moves and highlight what they mean for investors right now. Along the way, you’ll find insights you can put to work immediately
— Ryan Rincon, Founder at The Wealth Wagon Inc.
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Stock Market Update
U.S. equities closed lower across the board Thursday as investors digested soft labor data and higher Treasury yields, while the VIX rose slightly, signaling mild risk hedging.
Dow Jones: 46,358 (-0.52%)
S&P 500: 6,735 (-0.28%)
Nasdaq: 23,024 (-0.08%)
Russell 2000: 2,468 (-0.61%)
VIX: 16.43 (+0.80%)
Highlights & Movers:
Costco (COST): +3.07% — Retail standout on strong monthly sales growth.
Meta (META): +2.18% — Continued rally as advertising spend data shows signs of recovery.
Oracle (ORCL): +3.05% — Tech bright spot amid a broader slowdown in cloud valuations.
NVIDIA (NVDA): +1.83% — Rebounded as semiconductor demand sentiment improved.
Amazon (AMZN): +1.12% — Steady as consumer spending outlook improved modestly.
Losers: Ethereum-linked stocks slipped alongside crypto (-3.8%), while Tesla (-0.72%) and Micron (-2.14%) dragged tech indices lower.
Market Take: The session reflected mild caution, not fear—investors rotated slightly from growth to defensives, with healthcare and utilities holding up best. Expect continued choppiness heading into next week’s inflation print.
Crypto Update
Crypto markets steadied after a volatile week, with most major tokens fluctuating modestly as traders locked in profits.
Bitcoin (BTC): $121,435 (+0.39%) — Holding firm, showing strength near the $121K mark despite broader risk-off sentiment.
Ethereum (ETH): $4,355 (+0.49%) — Edged up modestly after three days of declines; traders eye staking activity as ETH gas fees dip.
BNB: $1,251 (+0.82%) — Extended its strong weekly gain, now up 15%+ over the past seven days.
Solana (SOL): $219 (+0.72%) — Recovered slightly after this week’s correction, signaling ongoing institutional inflows.
Market Insight: Altcoins remained under pressure from risk aversion, but liquidity is holding strong across exchanges. Analysts are pointing to ETF inflows and stable trading volumes as signs of maturing investor sentiment rather than panic.
Pro Tip: Use minor dips like this week’s to accumulate in layers rather than all at once. Volatility can be an ally when paired with disciplined dollar-cost averaging.
Real Estate Update
The housing market continues to show signs of gradual adjustment rather than correction. New data suggests that mortgage applications ticked slightly higher this week despite rates staying elevated, showing early resilience from buyers re-entering the market. Meanwhile, inventory levels remain tight but stable, particularly across Sun Belt regions where demand is rebounding faster than expected.
Commercial real estate sentiment is mixed. Warehouse and logistics assets are seeing renewed investor interest as e-commerce continues to expand, while office space remains under stress in major urban centers. However, several REITs tied to residential and healthcare sectors saw small gains this week—signaling a cautious but constructive tone.
Investor Tip: Look for value in REITs tied to infrastructure or data centers—these continue to benefit from AI-related growth and steady leasing trends, making them less vulnerable to interest rate pressure.
Resource Update
Commodities took a breather as energy prices dropped and precious metals declined after a multi-day rally.
Oil:
WTI Crude: $61.51 (-1.66%)
Brent Crude: $65.23 (-1.57%)
Natural Gas: $3.27 (-1.92%)
The pullback was fueled by rising U.S. inventories and easing geopolitical risk premiums.
Metals:
Gold: $3,995 (-1.58%) — Slipped as investors favored equities and a firmer dollar.
Silver: $49.52 (+0.71%) — Bucked the trend on strong industrial demand.
Platinum: $1,642 (-2.68%)
Palladium: $1,455 (-2.21%)
Insight: After weeks of strength, metals are taking a pause. Analysts see this as healthy consolidation, with gold still near $4,000—a level signaling solid long-term support.
Tip: For investors holding physical metals, today’s pullback could be a good moment to rebalance between gold and silver holdings for diversification.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
