October 4, 2025
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Good morning! In today’s issue, we’ll dig into the latest market moves and highlight what they mean for investors right now. Along the way, you’ll find insights you can put to work immediately
— Ryan Rincon, Founder at The Wealth Wagon Inc.
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Stock Market Update
Equities delivered a mixed performance today, with strength in the Dow and Russell 2000 balanced out by weakness in the Nasdaq.
Indexes: Dow +0.51%, S&P +0.01%, Nasdaq -0.28%, Russell +0.72%.
Winners: Ford (+3.68%) gained on upbeat vehicle sales momentum, Robinhood (+2.04%) benefited from strong retail trading activity, and UnitedHealth (+1.85%) rose as healthcare stayed resilient. Wayfair (+2.54%) also saw strength in discretionary retail.
Laggards: Palantir (-7.47%) and Roblox (-8.1%) dragged heavily on growth tech, while Meta (-2.27%) and Tesla (-1.42%) added weight to the Nasdaq’s decline.
Takeaway: The rotation today highlights how small-cap and cyclical stocks are picking up strength even as some of big tech takes a breather. This suggests investors are broadening their bets beyond the largest names, potentially a bullish sign for market breadth heading into Q4.
Crypto Update
The crypto market leaned positive today, continuing a pattern of resilience in the face of broader financial market volatility.
Bitcoin (BTC): $122,393 (+0.10%), still consolidating near highs, with a robust +11.8% gain this month. BTC’s stability suggests confidence from long-term holders.
Ethereum (ETH): $4,530 (+0.20%), showing strength with +12.8% monthly gains, continuing to attract developers and DeFi activity.
BNB (BNB): $1,180 (+0.98% daily, +23.7% monthly) — a breakout performer this cycle, fueled by Binance ecosystem activity.
Solana (SOL): $233, relatively flat daily but up 16.1% monthly, reminding investors it remains a top contender in the layer-1 race.
The Theme: Bitcoin’s stability is acting as a floor for the market, while altcoins like BNB and Solana are offering outsized gains for risk-tolerant investors. The rotation into altcoins signals a risk-on appetite within crypto, a bullish indicator for momentum traders.
Real Estate Update
The real estate market stayed relatively quiet today with no major new headlines, but the overall environment remains challenging for both buyers and sellers. Mortgage rates continue to hover near multi-decade highs, putting downward pressure on affordability and keeping transaction volume muted. On the other hand, limited housing supply is still acting as a cushion, preventing prices from falling as much as many predicted earlier in the year.
Investor Insight: Keep in mind that the housing market often lags broader economic shifts. If you’re following real estate closely, watching Fed interest rate signals and regional building data can give you a 3–6 month edge on where things might be heading. Even a 0.25% drop in average mortgage rates could meaningfully boost demand and investor confidence.
Resource Update
Commodities closed the day with a mixed performance, but industrial metals were the clear winners.
Energy: WTI Crude rose +0.66% to $60.88 and Brent Crude added +0.36% to $64.34, but Natural Gas fell sharply -3.43%, suggesting weakness in seasonal demand.
Metals:
Gold climbed +0.8% to $3,901, reinforcing its role as a hedge.
Silver surged +2.17% to $48.24, often seen as a higher-beta play on precious metals.
Platinum rallied +2.96% to $1,621, the standout of the day.
Palladium gained +0.67% to $1,299, modest but positive.
Investor Angle: Platinum and Silver’s outperformance signals increasing industrial demand optimism, while Natural Gas weakness points to oversupply or demand softness. Commodities right now are sending split signals, making them a space where selective positioning matters.
Other Investing
Practical Tip: If you’re active in alternatives, keep an eye on venture funding flows — October often sees announcements of new rounds as companies position ahead of year-end. A good way to stay ahead is to track private investment deal trackers or even set up alerts for your sectors of interest (e.g., AI, renewable energy, fintech). Even small funding news can foreshadow bigger public market opportunities later.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
