October 18, 2025

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Good morning! In today’s issue, we’ll dig into the latest market moves and highlight what they mean for investors right now. Along the way, you’ll find insights you can put to work immediately
— Ryan Rincon, Founder at The Wealth Wagon Inc.
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Stock Market Update

Wall Street ended the session on a positive note, snapping a two-day decline as volatility cooled sharply.
Dow Jones: ▲0.52%
S&P 500: ▲0.53%
Nasdaq: ▲0.52%
Russell 2000: ▼0.60%
VIX: ▼17.9%, signaling a return of calm to markets.
Top performers:
Tesla (+2.46%) surged on strong delivery outlooks.
Visa (+1.94%), Apple (+1.96%), and Walmart (+1.18%) also advanced on robust consumer data.
Costco (+1.16%) and Coca-Cola (+1.26%) added steady gains, signaling consumer strength.
Oracle (-6.93%) was the major laggard after disappointing cloud guidance.
Overall, the market regained footing amid hopes that inflation data may continue cooling, giving the Fed more breathing room. The notable drop in the VIX reflects improving investor confidence heading into next week’s earnings wave.
Crypto Update

Crypto markets inched upward today, showing cautious optimism after a rough week.
Bitcoin rose +0.59% to $107,100, while Ethereum added +0.82% to $3,857, both stabilizing after recent losses.
BNB (+1.07%), Solana (+1.00%), and XRP (+0.61%) also moved higher.
Stablecoins like Tether and USDC held steady near peg, maintaining calm across the DeFi ecosystem.
Market sentiment improved following a minor easing in U.S. Treasury yields, which helped risk assets regain footing. Analysts also noted increasing BTC network activity — often an early indicator of renewed accumulation.
Still, traders remain selective; Ethereum Layer-2 adoption and Bitcoin ETF inflows will be the next catalysts to watch as volatility stays moderate.
Real Estate Update

💡 Investor Tip: Mortgage rate volatility has quietly stabilized over the past two weeks, which tends to precede pickup in real estate transaction volume. Watch for builders and REITs in multifamily and industrial space — these sectors usually move 2–3 months ahead of a demand rebound.
For those following regional trends, early reports show Midwestern and Southern markets seeing stronger rental absorption, a subtle signal that institutional buyers may re-enter before year-end.
Resource Update

Energy markets perked up while metals retreated sharply.
WTI Crude: ▲0.24% to $57.60
Brent: ▲0.46% to $61.33
Natural Gas: ▲1.84% to $2.99
Heating Oil: ▲1.18%
Meanwhile, precious metals fell hard:
Gold: ▼1.89% to $4,263
Silver: ▼4.48%
Platinum: ▼5.41%
Palladium: ▼8.42%
Investors rotated out of safe havens back into growth assets, reflecting renewed risk-on sentiment. The drop in gold and silver aligns with stronger equities and reduced volatility — but such steep metal selloffs often precede short-term rebounds, especially if inflation data disappoints next week.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.