October 16, 2025

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Good morning! In today’s issue, we’ll dig into the latest market moves and highlight what they mean for investors right now. Along the way, you’ll find insights you can put to work immediately

— Ryan Rincon, Founder at The Wealth Wagon Inc.

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Markets finished the session mixed, as gains in small caps and tech helped offset broader weakness.

Leaders:

Laggards:

Overall, investors rotated back into value and mid-cap names, suggesting confidence in the U.S. economy’s base-level strength despite pockets of weakness.

The crypto market traded broadly lower, showing signs of continued consolidation after recent volatility.

Investors appear cautious as macro uncertainty and reduced risk appetite weigh on speculative assets. Stablecoins like USDT and USDC remained flat, signaling sidelined liquidity waiting for direction.

Key takeaway: Short-term traders may find selective bounce opportunities, but long-term investors should focus on core assets (BTC, ETH) and accumulation strategies rather than chasing dips too aggressively.

Real Estate Investing Tip: With borrowing costs potentially peaking, now’s a good time for both homebuyers and real estate investors to start pre-qualifying for loans or refinancing existing mortgages. Locking in rates before year-end could save thousands over time.

Commodities offered a divergent picture, with precious metals surging while energy softened slightly:

The jump in gold and silver reflects growing hedging demand amid rate uncertainty and geopolitical tensions. Meanwhile, the mild decline in oil came as global inventories rose and traders reassessed winter demand forecasts.

Investor note: For portfolio diversification, maintaining 5–10% exposure to metals can provide inflation and volatility protection, especially during uncertain Fed policy cycles.

I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙

— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.

_^Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.