October 15, 2025
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Good morning! In today’s issue, we’ll dig into the latest market moves and highlight what they mean for investors right now. Along the way, you’ll find insights you can put to work immediately
— Ryan Rincon, Founder at The Wealth Wagon Inc.
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Stock Market Update
Stocks showed split momentum after a volatile session.
The Dow Jones gained +0.44%, buoyed by strong moves in Citigroup (+3.9%), Costco (+1.17%), and Walmart (+4.99%).
The S&P 500 fell -0.16%, and the Nasdaq dropped -0.76%, dragged down by NVIDIA (-4.4%), Oracle (-2.9%), and Tesla (-1.5%).
Russell 2000 jumped +1.38%, showing strength in small caps as risk appetite crept back into the market.
Meanwhile, the VIX surged +9.35%, signaling growing volatility hedging among institutional players.
Takeaway: Tech faced profit-taking after last week’s surge, while consumer and financial names rotated higher. Keep an eye on this rotation into value and small caps — it could mark the next phase of the rally.
Crypto Update
Crypto markets were mixed today, leaning red across most majors.
Bitcoin hovered near $112,880 (▲0.14%), still down over 7% for the week.
Ethereum slipped further to $4,119 (▲0.36% daily, but ▼8.6% weekly).
BNB (-5.0%), XRP (-5.6%), and Solana (-3.9%) all pulled back sharply.
Despite the weakness, on-chain activity remains high, especially in Ethereum Layer 2 networks, suggesting accumulation under the surface. Long-term holders appear unfazed — another sign that this could be a healthy short-term shakeout rather than a broader breakdown.
Real Estate Update
Investor Tip of the Day:
💡 Keep an eye on mortgage rates even when they’re stable. With inflation cooling and the Fed signaling patience, housing affordability could quietly improve by year’s end. Smart investors are already exploring REITs in logistics and multifamily housing, two segments that tend to move early before rate cuts kick in.
Resource Update
Commodity prices cooled slightly after recent gains.
Oil pulled back with WTI (-1.38%) to $58.68, and Brent (-1.56%) to $62.33 as demand forecasts eased.
Natural Gas (-2.82%) also slipped.
In metals, Gold rose +0.76% to $4,160, while Silver (-1.7%) and Platinum (+0.45%) were mixed.
Palladium stood out with a +2.91% surge, often a signal of improving auto sector demand.
Investor insight: When oil softens while gold firms up, it’s often a reflection of shifting investor psychology — less inflation fear, more caution about growth.
That’s All For Today
I hope you enjoyed today’s issue of The Wealth Wagon. If you have any questions regarding today’s issue or future issues feel free to reply to this email and we will get back to you as soon as possible. Come back tomorrow for another market update, and snapshot. I hope to see you. 🤙
— Ryan Rincon, CEO and Founder at The Wealth Wagon Inc.
Disclaimer: This newsletter is for informational and educational purposes only and reflects the opinions of its editors and contributors. The content provided, including but not limited to real estate tips, stock market insights, business marketing strategies, and startup advice, is shared for general guidance and does not constitute financial, investment, real estate, legal, or business advice. We do not guarantee the accuracy, completeness, or reliability of any information provided. Past performance is not indicative of future results. All investment, real estate, and business decisions involve inherent risks, and readers are encouraged to perform their own due diligence and consult with qualified professionals before taking any action. This newsletter does not establish a fiduciary, advisory, or professional relationship between the publishers and readers.
